Facts About Roofing Contractors.
It is just normal to be overprotective in some things just like when it comes to your home and your finances. One example of being overprotecting is when it comes to your roof since there are lots of roofing contractors which you thought you can trust, however, these contractors seem to simplify things for them resulting to greater problem ahead for you. Even honest contractors make mistakes every once in a while. If you happen to choose a trusted and honest roofing contractor, then this article is perfect for you since it will discuss some ways on how to protect yourself when choosing.
The compensation of the contractor is one problem that you will usually encounter when you hire a roofing contractor. You hire a roofing contractor to fix a leak on your roof. One of their employees decides not to use proper safety procedures and falls, breaking his leg. In this scenario, the employee would most likely hold you responsible for all his medical expenses since the incident happened in your property and he believes that you are accountable to whatever might happen to him.
Roofers Compensation is a type of insurance covering roofing injuries. It is indeed very important for a roofing contractor to have his own worker’s compensation, in that way, there will be an insurance that will shoulder all of the expenses that needs to be paid in times of unexpected accidents. Be sure that your roofing contractor has workers compensation so that you are saved the trouble and expenses of paying those bills yourself.
Another problem that is usually being encountered when hiring a roofing contractor is the liability insurance. Your roofing contractor leaves your roof uncovered after removing your shingles. However, it so happened that your roofing contractor is unaware of the storm that will occur that night. Water seeps into your home and damages your sheet rock, carpet and some nice furniture. Your roofing contractor has liability insurance, but there are exclusions preventing coverage of the interior of your building. You end up paying to fix the damages yourself.
See to it that your roofing contractor has a good liability insurance most especially if the damages were made inside your premises. The damages inside your house will be included in the insurance as long as the insurance of your roofing contractor is reliable.